Kushki
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PAYMENTS API

Integrate, scale, and expand across LATAM with a single API

Accept payments with multiple collection methods across different countries and access a wide range of functionalities to offer a complete, hassle-free checkout experience to your users.

Coverage in MX · CO · EC · PE · CL

0

countries in LATAM

+0M

transactions processed

0%

guaranteed uptime

0k

transactions per second

The problem

Integrating payments in LATAM is unnecessarily complex

Each country has its own rules, payment methods and technical requirements. Maintaining multiple integrations consumes resources and slows growth.

The problem

Companies operating in 5 countries need:

  • 5 different integrations
  • 5 support teams
  • 5 reconciliation processes
  • 5x the implementation time
Result:

Months of development before processing the first payment.

The solution

One API for all of LATAM

Kushki unifies payment access across 5 countries with a single REST integration.

Single endpoint — one URL to charge in any country

Unified auth — one API key pair for all environments

Normalized response — same format regardless of country or payment method

Unified webhook — all event notifications in one endpoint

Official SDKs — Node, Python, PHP, Java and more

Sandbox included — test without moving real money

API CAPABILITIES

Everything your e-commerce needs in a single integration

Manage collections across multiple countries and payment methods from a single console without complexity.

Unified regional API

Collect through multiple payment methods across different LATAM countries with a single integration.

Centralized management console

All collection information in one place. Simplify management regardless of payment method.

Diverse payment methods

Wide variety of payment methods and coverage across different countries in the region.

PCI Compliant security

We guarantee the security of your users' information with PCI Compliant level 1 certification.

Two-way API

Send and receive information. Transaction confirmations and compatibility with the JS library.

PayIns and PayOuts

Use the API to generate collections with multiple methods and easily disburse your funds.

Recurring payments

Subscriptions for fixed or variable amounts with the frequency you establish.

3DS and anti-fraud

OTP, 3DS, SiftScience and PCI Compliance certification for secure transactions.

HOW IT WORKS

Simple integration in 3 steps

01

Integrate once

Connect Kushki's API to your platform. Full documentation and SDK in multiple languages.

02

Configure your payment methods

Activate cards, transfers, cash and more from the console. No additional development needed.

03

Collect across LATAM

Expand to new countries without re-integrating. One API, the whole region, one console.

Security

PCI DSS Level 1 Certified

The highest security standard in the payments industry.

PCI DSS Level 1 — annually audited certification

Tokenization — card data never touches your server

3DS2 — enhanced authentication without extra friction

Encryption in transit and at rest — TLS 1.3 + AES-256

Real-time fraud analysis — per-transaction scoring

Regulatory compliance — adapted to each LATAM country

Our security controls are audited annually by a certified QSA.

Payment methods

Accept how your customers want to pay

National and international cards

Local payment methods

Bank transfers

Cash

More than 15 local payment methods available by country.

Benefits

Why choose Kushki's API?

Built for developers, designed to scale.

  • 99.98% uptime — guaranteed enterprise SLA
  • Automatic failover — intelligent retry across acquirers
  • Continuous updates — new methods without re-integrating
  • Full coverage — cards, bank transfers, cash and wallets

* Available by country and contracted plan.

PCI DSS LEVEL 1

One API for all of LATAM

Multiple payment methods across different countries with a single integration. No complexity, no limits.

Payments REST API for Latin America | Kushki