The payments model trained on LATAM data
World Model is Kushki's proprietary model, trained on millions of real transactions across Latin America. It predicts fraud, optimizes approvals and understands each country's economic context.
What World Model does for your payments
A model that understands LATAM from the inside — not adapted from global markets.
Regional fraud detection
Fraud patterns specific to MX, CO, CL, PE, EC and more — updated in real time.
Approval rate optimization
Maximizes approval rates without compromising merchant security.
Chargeback prediction
Anticipates disputes before they happen with per-transaction scoring.
Country context
Understands PSE, OXXO, Khipu and 50+ local LATAM payment methods.
Decisions in <80ms
Sub-100ms latency to avoid impacting the end user payment experience.
Continuous learning
Updates with every processed transaction — improves without manual intervention.
Smarter payments on every transaction
World Model is available for merchants processing on Kushki. No additional setup — already active on every charge.